Introductory Rate Loan Calculator

Other useful calculators

Borrowing power calculator
Learn how much your clients can expect to pay each month on their mortgage as well as strategies for paying it off sooner
Loan repayment calculator
Use our comparison interest rate calculator to determine the best home loan for your clients, taking into account the loan term, interest rate, and fees your clients’ budget requires
Comparison Rate Calculator
Use our comparison interest rate calculator to determine the best home loan for your clients, taking into account the loan term, interest rate, and fees your clients’ budget requires
Savings goal calculator: How long to save
Your clients can use this calculator to determine how much money they need to save, how much they will pay each month, and how long it will take them to save that money
Compound interest calculator
Your clients can see how compound interest can enhance their savings using our compound interest calculator
Budget planner
This calculator can help your clients get back on track with saving for a deposit, planning for repayments, identifying ways to save, and maintaining a positive balance in their finances
Extra repayment calculator
Use our extra repayment calculator to find out how much faster your clients can become the sole owner of their house
Savings goal calculator: How much to deposit
Your clients may determine how much you need to save in order to reach your financial objectives within a given time frame using this savings goal calculator
Home loan offset calculator
Find out how much your clients could save on their home loan interest over the course of the loan by using our offset calculator
How long to repay calculator
Your clients may estimate how long it will take them to pay off their mortgage by using this calculator
Income tax calculator
Use this calculator to determine how much tax your clients must pay on their taxable income
Fortnightly repayment calculator
This calculator will demonstrate how much money your clients will save if they pay half of their mortgage each two weeks rather than once a month
Interest only mortgage calculator
Prepare your clients’ repayment schedule for both before and after the interest-only term
Leasing Calculator
This calculator can help your clients determine the lease’s monthly payment, effective interest rate, and interest cost
Mortgage Switching calculator
This calculator your clients to determine whether changing to a new loan is the best course of action for you
Loan comparison calculator
This calculator can demonstrate the potential interest costs for various loans as well as the potential monthly payback amounts for various interest rates
Property selling cost calculator
This calculator will assist your clients in calculating the actual cost of selling their home by providing a total projected property selling cost based on a summary of the costs and fees they have entered
Property buying cost calculator
Use this calculator to determine the up-front and ongoing costs of purchasing a home
Rent vs buy calculator
This calculator will determine if you would be better off renting a home or purchasing your own home and making mortgage payments
Credit Card Calculator
This calculator demonstrates how long it will take to pay off your card as well as strategies for doing so quickly
Reverse Mortage Calculator
To see how a reverse mortgage may impact your clients home’s equity, use our reverse mortgage calculator
Saving Calculator
This can show your clients how long it might take to save the money they want, together with any interest they might be entitled to
Lump Sum Repayment Calculator
This calculator will help your clients to find out how much time and interest they can save by paying off their debt in one lump amount
Introductory Rate Loan Calculator
This calculator enables your clients to determine whether the total interest on your honeymoon house loan genuinely saves them money
Stamp Duty Calculator
Determines the amount of stamp duty required to purchase a home or property
Income Annualisation Calculator
This calculator will help your clients to determine yearly income with the help of income that has been accruing for less than a full year up to this point
Income Gross Up Calculator
Using the personal income tax rates and thresholds set by the ATO, this tool determines gross income based on net income

Frequently Asked Questions

• When the honeymoon period has ended, the interest rate may revert to a higher rate than traditional home loans
• If a homeowner decided to refinance their introductory home loan, they may be required to pay high fees
• If a homeowner is not financially prepared for the interest rate increase, they may face heavy financial troubles

An interest-only loan still requires you to pay off your total mortgage at the end of the mortgage term whereas the repayment mortgage chips away at it within the repayments. Checking your repayment options with a home loan repayments calculator is the best place to start to estimate how much your repayments will be.

The introductory period from introductory variable rate home loans typically lasts anywhere from 6 months to 2 years but this can be vary depending on the mortgage broker